If you live in the El Paso area, or pretty much anywhere else in Texas, chances are you’re probably going to need to make an insurance claim someday. People generally tend to think of the process of filing an insurance claim, any insurance claim, as painful, but they don’t always have to be. Just how difficult the claims process may be is often dependent upon how well prepared you are when you speak to your agent and how good your agent is.
For a home insurance claim, there are a few things you can have on hand that will make your claim go easier. First off, you obviously need the contact information for your insurance agent, and your policy number would be helpful, too. A home inventory is really helpful for showing what you had in your home before the damage, but of course it would need to have been updated fairly recently to be of any use. Photographs of damaged items are very helpful, too, especially if they show the item very clearly before it was damaged and have a time and date stamp to show when they were taken.
If you don’t have photographs or a home inventory, the next best thing is receipts. The good news is that you don’t necessarily have to save the receipt from every purchase you make for your home. Online merchants will usually save digital records of your transactions on your account, as do your credit card companies.
In El Paso Texas, we are the independent agent that can help you to find the best coverage for all of your insurance needs by using comparative quotes. Rest assured, you will end up dealing with an agent you can trust to make your claims process as painless as possible.