Does A Learner’s Permit Affect Car Insurance?

Texas has a lot to offer residents. It’s the largest state, so there are various things to do from mountain climbing to river rafting to enjoying the city life. It has been a top tourist destination for years, especially within major cities such as Dallas, Houston, and San Antonio.

 

When you have car insurance and a child obtains a learners permit, you have to understand how it is going to affect your premium in Texas. It’s likely going to go up the moment you add the young driver to your policy, though it’s going to be more affordable than making him or her get a policy of their own. This is because you have the multi-driver discount working in your favor.

 

It is most likely going to go up and this is because you now are associated with inexperience. Young drivers are responsible for a number of car accidents on the roads every year. In order to compensate for the risk the insurance company is going to assume by providing insurance to the person with the learner’s permit, the cost is going to go up.

 

There are things you can do to keep the car insurance in Texas affordable, however. You can look at such things as:

 

– Deductible

 

– Coverage level

 

– Insurance company

 

Our agents have the ability to work with you on car insurance when there’s a learner’s permit involved. We are familiar with the legalities in Texas, including the minimum required amount of liability insurance.

 

We can help you to find the best policy to cover you and everyone in your family. We can talk to you about the right amount of coverage and find a premium that won’t break the bank. Additionally, we can make comparisons between companies to ensure you find the best option that’s on the market.

 

4 Boat Safety Reminders to Keep Your Family Safe

Getting out on the water at Lake Arlington is a great way for any family to spend time together. However, it is extremely important that you follow these guidelines to keep your family safe. Here are four important boat safety reminders.

#1: Make Sure Each Person Has a Life Jacket That Fits

One of the easiest ways to keep your family safe is to make sure that each person onboard has a life jacket that fits. Better yet, assign life jackets to each person and add their names to them. This ensures that there is no question which piece belongs to which member of your group and that everyone has one.

#2: Know the Weather Ahead of Time

This may sound like a common sense tip, but checking the weather before you head out on the water is important. Know whether or not a storm is approaching and when you should avoid being out in open water.

#3: Utilize Safe Speeds at All Times

Another important tip to remember to keep your boat speed appropriate at all times. Many senseless accidents happen because boat operators are going too fast for conditions or in crowded areas.

#4: Avoid All Alcohol

Spending time on the water is a great way to unwind. However, indulging in any sort of alcohol before operating a boat is a bad idea. Not only will this put the safety of those you love at risk, it can also lead to a DUI charge or other legal ramification.

In conclusion, the easiest way to keep your family safe on TX lakes is to use your common sense and always remember these safety tips.

For more information on boating safety or to get quotes to insure your watercraft in the 76016 area, please contact us today.

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