Life Insurance Isn’t Only for Families

When people think of life insurance, they generally consider it a wise option for families. However, singles, too, have much to gain from taking out a life insurance policy. Buying a long term life insurance policy from State Insurance Solutions while you are young and healthy can save you hundreds, if not thousands, of dollars over time. You’ll also appreciate having that policy once you’re married and start a family of your own.

Here are a few ways life insurance can be of benefit to singles:

Covers Debts upon Your Demise

Bills don’t just magically disappear once you pass on. Life insurance benefits can help cover your mortgage, vehicle loan, student loans, hospital bills and any other debts you may have accrued before your demise. If you have a joint debt or mortgage with a sibling or significant other, naming him or her as your beneficiary will ensure he or she has funds to pay for your portion of the debt or mortgage after you’re gone.

Pays for Child Care

If you’re a single parent, life insurance benefits from State Insurance Solutions, Arlington TX, can help pay for the care of your child(ren) upon your demise. These benefits can used for daily expenses or saved to pay for higher education after your kids have grown.

Support for Loved Ones

If you’re supporting an aging parent or disabled sibling, life insurance benefits can continue to provide for them after you’re gone. You never know when your time will come. A life insurance policy can give you greater peace of mind that loved ones will be taken care of if you unexpectedly pass on.

There’s more to life insurance than you may have thought. To learn more about life insurance options, benefits and costs, contact us at State Insurance Solutions in Arlington, TX. 

Does the Value of a Motorcycle Affect Your Motorcycle Insurance Quotes?

If you have just purchased a motorcycle or are in the market to buy one, you may have many questions. One of the questions that we at State Insurance Solutions, serving the Arlington, TX area, are often asked is how the value of a motorcycle affects your motorcycle insurance quotes and purchase price. Here is some information you need to know. 

How the Value of the Bike Affects Your Quote Amount

The value of the motorcycle you are purchasing does affect the quote and ultimately the price you pay for the insurance. The more costly the bike, the more costly it will be to replace if it is totaled or stolen. Just like with auto insurance, the more expensive the car, the more costly auto insurance will likely be. Before you buy a specific bike, obtain motorcycle insurance quotes to ensure you can afford insurance on the type of bike you are considering. 

What Other Factors Affect Your Quote Amount

While the price of the bike affects your motorcycle insurance quote, it is not the only factor that affects how much you are quoted. The price and value of any add-on items affects the price you are quoted, as does your driving record, how many miles per year you will be driving the bike and the type of bike that you are buying. A dirt bike or crotch rocket are typically more expensive to insure than regular street legal bikes due to the number of accidents associated with these off-road and speed bikes. 

If you are looking to get a quote for motorcycle insurance in the greater Arlington, TX area, let State Insurance Solutions help. We would love to provide you with a quote for an insurance policy that best meets your needs. Call us today to get started.