Reclaiming your totalled car in Texas

When you are in an accident your car may be declared a total loss by the insurance company. If the cost to repair the vehicle is more than the market value. State Insurance Solutions in Dallas, TX can help you sort your options, and can help you make sure you have the insurance you need.

If the costs between the two are very close there may be some negotiation involved. If you disagree with the value the insurance company places you may check with car dealers and vehicles for sale to make your case.

If you want to keep your car you have to let the insurance company know as soon as possible. Soon after the claim is settled the car will likely be sold for salvage.  If you decide to keep your car, the insurance company will subtract the salvage value from what it was intending to pay you. The salvage value is low, so you will still get some money.

Once you make the choice and the claim is settled you will be given a salvage title.  You will still have to get a new title from the Texas Dept. of Motor Vehicles before the car can be legally driven.  Even with a new title, the fact it has been salvaged will be noted. It will be fine for driving but you may have a hard time selling the vehicle at a later date.

Call or visit State Insurance Solutions in Dallas, TX to get the insurance you need and your insurance questions answered. You may visit our professional staff in person, or give us a call. You may also visit us online and use our online tool to get an idea of what your insurance rates will be.  Get in touch with us today to make sure you have the coverage you need.

Home Insurance Is An Important Investment

Your home represents what is likely the largest one-time purchase you have ever made to this point. It may end up being the largest purchase you ever make during your lifetime. Because it represents such a valuable investment it is vital for you to protect it. To best do this you need to invest in home insurance. Home insurance offers a number of ways to safeguard your home and help you pay for necessary repairs. If your property is in or around the greater Dallas, TX area, State Insurance Solutions can help you find the right coverage for your particular property. 

Damage Can Happen At Any Time

Your home is under constant threat for possible damage. A sudden downpour might flood the property, or you may discover a crack in the foundation. Even your kids playing catch outside can result in broken windows or a damaged roof. There’s no limit to the ways your home can be damaged. Unless you want to make these sometimes costly repairs out of pocket, your best bet is to invest in home insurance. 

Liability Protection

Hopefully, this is something you never have to deal with, but if someone trips on the sidewalk in front of you, or even falls down stairs inside of your home, they may attempt to file a lawsuit against you. Even if you are in the right, hiring an attorney is expensive. Liability insurance will help pay for this. 

There is no shortage of the ways home insurance can protect your property. Even if you currently have home insurance now is an excellent time to shop around for improved coverage that delivers a better bang for your buck. If your property is around the Dallas, TX area you should give the team at State Insurance Solutions a call to find out more.