How to make sure your car is ready for winter

Winters in Dallas, TX are mild compared to states like Colorado and Minnesota, but it can still get pretty cold and sometimes it even snows. Protecting your car during those cold months is important, and at State Insurance Solutions, we like to help make sure you’re ready when winter is at your door.

Always make sure your vehicle is well maintained

Pay attention to the manufacturer’s requirements, and schedule your oil changes, tire rotations, and other recommendations on time. That doesn’t just make sure everything is working right, but it gives your mechanic a chance to check out your vehicle and maybe notice issues that will turn into big problems down the road.

Plan your route and check the weather ahead of time, but stock your trunk with emergency supplies

Even when you’re paying attention, bad weather can take you by surprise. Keeping a first aid kit, flares, a blanket, a spare tire, and even snacks could save you if you get stuck on the road.

During very cold weather, keep your tank at least half full

This can help keep your fuel lines from freezing. Putting your vehicle in the garage overnight will protect it from the elements, keeping the car from freezing overnight.

If you are ever trapped in your vehicle during bad weather:

  • Do what you can to stay warm. Use your blanket, clothing, and anything else to maintain your body heat if possible, and if it’s safe, run the heater sometimes.
  • Stay with the car. If the weather is so bad you’re stranded, the only thing you might accomplish by leaving the car is getting lost.

If you’re in Dallas, TX, you probably appreciate that winters aren’t terrible. But you still need to be safe. If you have any questions about winterizing your vehicle, or if you have an auto insurance questions, please feel free to call State Insurance Solutions today.

Does My Home Insurance Cover Dog Bites?

We all love our pets but there are times when bad things happen. In Dallas, TX, the agents of State Insurance Solutions work with their clients to make sure they are fully covered if the unthinkable happens. Most homeowner policies contain liability insurance that covers dog bites and other accidents that involve your pets.

Always Remain in Control of Your Dog

When you own a dog, it’s up to you to maintain control of them at all times. When you take them for a walk, make sure they are on a strong leash and wearing a collar that fits properly. It’s also important that if you have a fence in place, that it is in good condition with no openings where your dog can get out.

Post No Trespassing Signs and Beware of Dog Signs

If you own a dog, it’s a good idea to post No Trespassing Signs and Beware of Dog signs. This alerts anyone that comes on your property that a dog is present and that they should proceed with caution. This may or may not keep people from venturing onto your property, but it does let them know what to expect.

Liability Coverage

Even the most docile of dogs can bite someone if they are afraid. If a dog bites someone on your property, the liability coverage in your homeowners’ policy will cover the medical costs.

In Dallas, TX, residents often turn to the agents of State Insurance Solutions when they have questions or concerns about their homeowners’ insurance. If you want to review your existing policy or have a new one put in place, call one of their reputable agents at your earliest convenience.