Reclaiming your totalled car in Texas

When you are in an accident your car may be declared a total loss by the insurance company. If the cost to repair the vehicle is more than the market value. State Insurance Solutions in Dallas, TX can help you sort your options, and can help you make sure you have the insurance you need.

If the costs between the two are very close there may be some negotiation involved. If you disagree with the value the insurance company places you may check with car dealers and vehicles for sale to make your case.

If you want to keep your car you have to let the insurance company know as soon as possible. Soon after the claim is settled the car will likely be sold for salvage.  If you decide to keep your car, the insurance company will subtract the salvage value from what it was intending to pay you. The salvage value is low, so you will still get some money.

Once you make the choice and the claim is settled you will be given a salvage title.  You will still have to get a new title from the Texas Dept. of Motor Vehicles before the car can be legally driven.  Even with a new title, the fact it has been salvaged will be noted. It will be fine for driving but you may have a hard time selling the vehicle at a later date.

Call or visit State Insurance Solutions in Dallas, TX to get the insurance you need and your insurance questions answered. You may visit our professional staff in person, or give us a call. You may also visit us online and use our online tool to get an idea of what your insurance rates will be.  Get in touch with us today to make sure you have the coverage you need.