How The Texas Heat Can Affect Your Car

Driving in Dallas, TX you get to see a lot of beautiful scenery, but our warmer climate can take a toll on your car. The problem starts with overheating, and then it can have a ripple effect from there.

Your cooling system has to work overtime to keep the engine running at a manageable temperature on hotter days, and that’s going to put extra wear and tear on belts and hoses, among other parts.

There are some things that you can do to combat the temperature and stay safe no matter how hot it gets. For instance:

  • Flush and refill your coolant every two years or so. You’ll also want to check your coolant levels regularly. If it’s lower than you were expecting, then there’s a good chance that you have a leak somewhere.
  • Keep an eye on your engine’s temperature gauge. If you’re climbing into the red, there are a couple of things you can do to cool the engine off. You can run the heat for a minute to allow the heat to escape, or you can pull over in a parking lot or rest stop, park in the shade, and allow it to cool off.
  • Check your battery at the start of summer. The heat can burn through your battery’s life, so you want to make sure that your battery’s not on its last legs.
  • Consider your driving habits. Carrying extra weight, pulling a trailer, or driving through a lot of stop-and-go traffic can wear your engine down in the heat. Keep your car clean of anything you don’t need to be carrying, and avoid cluttered traffic, even if that means taking the longer route.

If you’re shopping for insurance in Dallas, TX, call State Insurance Solutions or go to the State Insurance Solutions website for the protection you need.

How to create an accurate home inventory

When you are a homeowner, having an accurate home inventory is an important part of your protection plan for your home. Bad things happen to good people every day and no location is safe from all the things that can happen. Filing an insurance claim is never fun but it doesn’t have to be a nightmare either. State Insurance Solutions in Dallas, TX is there to give support to their clients when the need arises. 

Creating an accurate home inventory can take several forms. The traditional way was to use a pad and pen or pencil. It is somewhat easier to use a video to document all your possessions. Using a digital format is also a possibility. No matter how you decide you want to do it, it means that you need to go to every room, your attic, basement, and even to your garage, shed, or a casita. All of these places have items that you own. 

In addition to the list of the items that you have, the more documentation that is included the easier it will be to get the items that you had replaced. You should make a habit of keeping invoices and receipts for items that you purchase, especially higher-priced items. Electronics and appliances should include model, serial numbers, and brand name. Knowing when items were purchased, even just the year can also be helpful. 

When something bad happens, it causes lots of stress and anything that you can do to lessen that stress will be much appreciated. Your complete home inventory which you stored in a safe place will be one of those things. 

Residents of Dallas, TX  can count on the team at State Insurance Solutions to be there when they need them whether it is purchasing a home policy or helping file a claim. Give the office a call for a no-obligation quote.