Do I Need Life Insurance?

Life insurance is a valuable investment to help take care of your family and loved ones after you are gone. It is a final gift given to them to help provide while you are no longer able to. But is life insurance right for you? Is it something you should be considering, or should you put it off until alter? These are likely questions you have regarding life insurance. Here at State Insurance Solutions, our staff is here to help. So whether you live in Dallas, TX or the surrounding metro area, we’re just a phone call away. 

Do You Need Life Insurance

Stop and think about those you care for. Do you provide for them? Do you have a spouse or children? These are individuals who will be left behind when you are no longer around. If you don’t, do you have outstanding debts that would be passed on to family members? If you answer yes to any of these questions then it is a good idea to consider life insurance. It will provide when you’re not around to do si. 

Care For Your Family With Life Insurance

You do everything in your power to care for your family. However, what isn’t in your power is just how long you’ll be around to do this. When the time comes where you’re no longer physically able to provide for your family you can continue on with the help of life insurance. This is an essential investment that will not only provide for your family, but give you peace of mind. So, if you are in metro Dallas, TX and want to learn more, our staff here at State Insurance Solutions is ready to help address all of your questions and concerns. Give us a call today. 

Why Do I Need Commercial Insurance

When you start your own business, commercial insurance is one of the main investments to make. Whether you are a freelancer who uses his business as a supplemental income or a small business owner expanding his company and hiring new employees, you will definitely benefit from having business insurance. If you are still thinking about skipping it, here are some good reasons why you really need it: 

To Sign a Commercial Lease

Since anything can happen to a commercial building, most landlords require their tenants to carry at least general liability to protect their business property. In fact, there are many landlords who will not rent you space until you get minimum coverage. 

To Get More Clients

If you want to get a bigger client, be ready to sign a contract. One of the requirements for such contracts is to carry errors and commissions insurance (also known as professional liability insurance) that protect clients from mistakes made by you or one of your employees. Therefore, having commercial insurance increases your chances as a business owner to win bigger clients. 

To Protect Yourself and Employees

If you operate your business in Dallas, TX, or anywhere else in Texas,  it is not required for you to carry commercial insurance. However, having it is still a smart decision because it will help to protect you and your employees in case something happens. 

Finding the right commercial insurance might be a challenging task, especially if you have never dealt with business insurance before. Let State Insurance Solutions based in Dallas, TX be your advisors and help to get the right coverage that will meet your needs and budget. Call  State Insurance Solutions today to figure out how we can help you and discuss the available options.