Why Do I Need Commercial Insurance

When you start your own business, commercial insurance is one of the main investments to make. Whether you are a freelancer who uses his business as a supplemental income or a small business owner expanding his company and hiring new employees, you will definitely benefit from having business insurance. If you are still thinking about skipping it, here are some good reasons why you really need it: 

To Sign a Commercial Lease

Since anything can happen to a commercial building, most landlords require their tenants to carry at least general liability to protect their business property. In fact, there are many landlords who will not rent you space until you get minimum coverage. 

To Get More Clients

If you want to get a bigger client, be ready to sign a contract. One of the requirements for such contracts is to carry errors and commissions insurance (also known as professional liability insurance) that protect clients from mistakes made by you or one of your employees. Therefore, having commercial insurance increases your chances as a business owner to win bigger clients. 

To Protect Yourself and Employees

If you operate your business in Dallas, TX, or anywhere else in Texas,  it is not required for you to carry commercial insurance. However, having it is still a smart decision because it will help to protect you and your employees in case something happens. 

Finding the right commercial insurance might be a challenging task, especially if you have never dealt with business insurance before. Let State Insurance Solutions based in Dallas, TX be your advisors and help to get the right coverage that will meet your needs and budget. Call  State Insurance Solutions today to figure out how we can help you and discuss the available options.